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Kotak Wealth Optima Calculator
Project Kotak Wealth Optima's ULIP fund value with Wealth Boosters, Loyalty Additions, and Return of Mortality Charges from your premium, term, and fund choice.
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Kotak e-Invest Plus Calculator
Project the Kotak e-Invest Plus ULIP fund value, charges, and net yield at IRDAI's 4% and 8% assumed return scenarios based on your premium, term, and fund choice.
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Kotak Vital Care Calculator
Estimate Kotak Vital Care Plan premiums, lump sum critical illness benefit, cover age, and payment schedule for standalone protection against major illnesses.
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Kotak Signature Legacy Calculator
Estimate Kotak Signature Legacy Plan's guaranteed maturity benefit, life cover, and Whole Life Legacy Option payout from your premium, term, and payout age.
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Kotak Value Protect Calculator
Estimate Kotak Value Protect Plan maturity value - guaranteed 101% premium-back floor, projected fund value, life cover, and charges for your ULIP premium.
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Kotak Signature Term Plan Calculator
Estimate your Kotak Signature Term Plan premium, check Sum Assured adequacy, and compare rider costs plus the optional Return of Premium benefit for your income
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Kotak Gen2Gen Income Calculator
Estimate guaranteed income payouts, legacy benefit, and death cover under Kotak Gen2Gen Income Plan from your premium, payment term, and deferment period.
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Kotak Classic Endowment Plan Calculator
Estimate Kotak Classic Endowment Plan maturity benefit - Guaranteed Additions, Reversionary Bonus, Terminal Bonus, and guaranteed death benefit for your policy.
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Recent articles
See all articlesPlanning a Child's Future When One Income Might Vanish
A father's fourteen-year plan for his daughter's college fund exposes the real gap in ordinary savings - and what a goal-linked income benefit is actually built to protect against.
Published on Jul 19, 2026
Why Term Insurance Isn't 'Wasted Money' If You Survive
Term insurance isn't a bad deal just because you don't get anything back — that's a misunderstanding of what the premium is actually buying. Here's the real math behind pure term vs Return of Premium plans, and why the myth ends up costing families more than the policy ever would.
Published on Jul 19, 2026
How One Family Planned for College Using Life Insurance
A case study in using an endowment life insurance plan as a goal-based savings tool, built around one family's decade-long plan for their daughter's college fees.
Published on Jul 19, 2026
Single Premium or Regular Pay: What Couples Should Know
Single premium or regular pay: which one actually suits a couple's joint life insurance plan? Here's how to think about the trade-off before you commit either way.
Published on Jul 18, 2026